Quick Answer: How Can I Get 3 Lakh Loan?

Can I get a loan of 1 lakh?

1 lakh personal loan from Bajaj Finserv.

Enjoy instant approval and disbursal within only 24 hours, hassle-free application process and easy to meet eligibility criteria for instant financing.

1 lakh amount.

You can select a flexible repayment tenor ranging up to 60 months to repay the loan with ease..

How much loan can I get on 35000 salary?

If you are taking a home loan for 35,000 salary, you can get a maximum loan amount of Rs. 20,16,481 at say an 8.5% interest rate for a tenure of 20 years. In this situation, the home loan EMI amount you would pay is not more than Rs. 17,500.

How can I get 2 lakh loan?

Features & Benefits of Rs. 2 Lakh Cash LoanInstant approval. Meet the basic eligibility criteria to avail this short-term loan. … Loan disbursed within only 24 hours. … Simple documentation. … Up to 45% less EMIs. … Pre-approved offers. … Zero hidden charges. … Flexible repayment tenor. … Collateral free credit.More items…

How is loan eligibility calculated for salary?

Your loan eligibility is calculated based on the ratio of your fixed obligations to your monthly income. If your income is less than 30,000, then the maximum obligations cannot exceed 50% of your monthly income. However, for a higher income, the obligations to income ratio can go upto 65%.

What will be the EMI for 20 lakhs?

Housing Loan Interest CalculatorEMI for various home loan amounts15 years20 years₹ 20 Lakh₹ 17,921₹ 15,446₹ 25 Lakh₹ 22,401₹ 19,308₹ 30 Lakh₹ 26,881₹ 23,169₹ 50 Lakh₹ 44,802₹ 38,6151 more row

How much EMI can I get for 5 lakhs?

Calculated Monthly EMI for 5 Lakh of loan amount for 3 years at various rate of Interest:Loan AmountRate of InterestPer Month EMI5 Lakh15.00%Rs.17332.665 Lakh16.00%Rs.17578.525 Lakh18.00%Rs.18076.25 Lakh20.00%Rs.18581.791 more row

What is the EMI for 60 lakhs home loan?

60 Lakh at 9% (0.75% per month) rate of interest with tenure of 20 years (240 months). Then, EMI = [60,00,000 x 0.75% x (1+0.75%)^240]/[(1+0.75%)^ (240-1)]….FAQs.LTVProperty value90%Less than Rs. 30 Lakh80%Rs. 30 Lakh to up to Rs. 75 Lakh75%Above Rs. 75 Lakh

How can I get 5 lakh loan?

Rs. 5 lakh Personal Loan: Application ProcedureFill in the required columns for personal, employment and financial details.Receive immediate approval online after selecting the loan amount and tenor.Once our representative contacts you, submit the documents.More items…

How much personal loan can I get on my salary from HDFC?

HDFC Bank Personal Loan EligibilityEligibility CriteriaSalariedSelf Employed ProfessionalsApplicant Age21 – 60 years21 – 65 yearsMinimum Eligible Income₹ 20,000 per month₹ 5 Lakh gross annual receiptsMaximum Eligible Loan27x of monthly income-Maximum Loan Amount Eligibility₹ 75 Lakh₹ 50 Lakh3 more rows

How much car loan can I get on 40000 salary?

It is advised to customers that they restrict their car loans to not more than 20 percent of their monthly income. For example, if you make Rs. 40,000 per month, your monthly car loan EMI should not exceed Rs. 8,000.

What is the EMI for 3 lakhs personal loan?

Calculated Monthly EMI for 300000 of loan amount for 3 years at various rate of Interest :Loan AmountRate of InterestPer Month EMI3 Lakh14.00%Rs.10253.293 Lakh15.00%Rs.10399.63 Lakh16.00%Rs.10547.113 Lakh18.00%Rs.10845.721 more row•Mar 20, 2013

How much personal loan can I get if my salary is 25000?

If your earning Rs. 25,000 per month, your maximum EMI towards a personal loan can be up to Rs. 12,500. Most lenders determine the maximum loan amount up to 10 times of your monthly salary.

How much loan can I get on 13000 salary?

Salary of 13000, Am I eligible for Loan? Check here onlineProductSalaryMin. loan amountPersonal Loan1300045000Home Loan13000300000Car Loan13000100000Credit Card13000

What will be the EMI for 5 lakhs home loan?

Check EMI Calculation for 5 lac home loan for 5, 10, 15, 20 Years or How much EMI you have to pay for 5 Lac home loan amount per month?…EMI Calculation for 5 Lakh Home Loan amount for Various Tenure Options:Tenure OptionsEMI Per Month5 YearsRs. 10,13810 YearsRs. 6,06615 YearsRs. 4,77820 YearsRs. 4,1822 more rows

How much loan can I get on 27000 salary?

Bajaj Finserv Personal Loan EligibilityEligibility CriteriaSalariedSelf Employed ProfessionalsApplicant Age25 – 58 years27 – 65 yearsMinimum Eligible Income₹ 27,000 per month₹ 10 Lakh gross annual receiptsMaximum Eligible Loan10x of monthly income-Maximum Loan Amount Eligibility₹ 25 Lakh₹ 30 Lakh3 more rows•Jul 4, 2020